Attention homeowners: Real estate appraisal services for in Granger and St Joseph County
The top 7 reasons why Indiana homeowners use Michiana Appraisals, LLC.:
We at Michiana Appraisals, LLC. understand the special needs of a customer after appraisal services. Our customary business clients get the appraisal process and the standard "products" we deliver to them. Being a regular consumer that probably doesn't look at appraisals every day, we'll be sure you get extra guidance and explanations through the appraisal process to understand what we do and how we report the results of our analysis.
For Sale by Owner/Pre-Listing ServicesIt's very hard to be objective about your own house because you most likely have an emotional attachment to it. A professional appraiser is objective and will tell you what you need to know, not just what you want to hear. A professional appraisal is very important as a negotiating tool once you have an interested buyer, in addition to helping you set a realistic price to sell at so your home will attract interested buyers. It gives you something tangible to show the buyer. It's an independent third party's opinion of your property's value, and not just how much you think your home is worth. Potential buyers know that you have an emotional attachment to your home and will be far more likely to give credibility to an accomplished appraiser's value report than yours.
Challenging property tax assessmentsYour local tax assessor may have your house overvalued if you live in a local area that's going down. That means you are probably paying more taxes than you should. The sooner you take care of things like this, the better off you'll be, since your property assessment may likely go up again in the next period. Getting a professional appraisal from Michiana Appraisals, LLC. is your #1 weapon when challenging your property tax assessment.
PMI Removal AppraisalsA fashionable way to save money for homeowners is getting the PMI eliminated from their mortgage loan, thus saving them money on their monthly payments. PMI stands for "Private Mortgage Insurance". Your monthly payments will go down once your mortgage loan is less than 80% of the value of your house. In most cases you can apply to a lender to have the PMI removed from your loan. Michiana Appraisals, LLC. is qualified in helping customers just like you delete unwanted and unneeded PMI insurance.
Was your HELOC recently frozen?If your house is close to a declining area, your lender may make the decision to automatically freeze your home equity line of credit (HELOC) - even if your specific property has not declined in value. Not only can this be annoying from a cash flow viewpoint, but it can be negative on your credit score since it may appear as though that credit line is maxed out. An expert appraisal from Michiana Appraisals, LLC. can help you reinstate your HELOC.
Field and Desktop Appraisal Review ServicesWould you like a second opinion without the cost and delay of waiting for a whole new appraisal? Or do you want a seasoned expert to double-check your appraisal for efficiency? In a field review we will go out and check the subject and comps in question. If you need it in a rush, we'll provide you with a desk review and verify as many facts as we can, using online data sources as well as our own files.
Do you need a retrospective review of an appraisal? Michiana Appraisals, LLC. can help you with that. Although most review work is commissioned by lenders, homeowners suspecting they've been the victim of mortgage fraud are prudent to get a second opinion.